Sky Blue Credit Repair Reviews 2022 | Features, Pricing, Pro's & Con's
What is the Sky Blue Credit Repair Company – Sky Blue is one of the oldest and most-established privately held credit repair / credit fix company. Sky Blue Credit Repair has been helping clients across the country to repair and restore their credit. The friendly and experienced staff members work with customers to look over their credit reports and put an action plan to improve and fix their credit according to the specific circumstances of each individual. The firm also collaborates with credit bureaus in order to challenge things and re-dispute items that are not resolved.
Sky Blue hits on all 5 key essential aspects we are looking for in a trustworthy and reputable business : credibility, the capacity to achieve results, clear and affordable pricing structure, excellent customer service and a 90 Day Guarantee
Overview of the Sky Blue Credit Fix Program
Sky blue has been the most professional credit repair program and guarantees a faster process. Though I don’t recommend people to opt for the credit repair programs because they trap you into their money-making business, sky blue is not the same. sky blue credit reviews helps you to build trust towards them. Sky Blue credit repair reviews helps you to build trust towards them. It is a fully trustable and working credit repair program that does the right job for you.
To my surprise, when I called the Sky Blue team back in 2016, it was not an automated call or automated service that asked me for the information and hung up. They attend to your calls in person and interact with you to know the exact problem.
I remember this because the technical person who attended me was highly trained and full of knowledge; he just knew what the problem was and the right process.

The representatives have polite but intelligent guidance about improving the credit score and getting back our financial positions. They are so good that half of my “How to repair credit guide” is inspired by them.

About Sky Blue Credit Service
When I approached an XYZ (Won’t like to name it) credit repair company before I approached Sky blue and 14 other credit repair companies, they asked me to send the credit report, and their systems would find the disputes and review the credit report.
It was all a number game by the software and not a dedicated person with a hardcore check. So, I approached Sky Blue the very day and tricked them into asking if they would use software for auditing my credit report.
I must admit, I was stunned to know.
The technical person I was talking to on the phone call was a top-level expert who ensured that the credit reports would be checked line-by-line by a professional or a top-level expert. They also added this was not a part of the premium packages.
I had a conversation with 12 different credit repair companies, and most of them asked for the extra money for a specially dedicated expert on the credit report. Sky Blue credit repair reviews also help to get an overview about Sky Blue credit repairs.
Even in 2021, I am using Sky Blue Credit Services and they still amaze me.
Features of the Program
There are several errors on your credit reports that will pull your credit score down and make your financial position a bit more worsen. Sky Blue Credit Reviews also helps us to know that the features that are mentioned are true or not Getting a home for rent or opting for a loan won’t be ever easy.
The same was my situation with 50 negative items listed on my credit reports; 49 to be honest, because my sister bought herself a few clothes on my credit card that I had no idea about. Then comes Sky Blue credit, which depleted over 35 negative disputes from my credit report, and it was surprising.

I loved their technique of not sending the dispute letters only to the three bureaus (Equifax, Experian, and TransUnion). Still, they also send dispute letters to the creditors who listed the item. And all of this is a manual process by a dedicated expert assigned to your credit report.
The service is limited to disputes, and they have a thorough check to keep your credit score up by having regular analysis and opportunities. All you need to do is pay for the membership/subscription and be worry-free about your credit score.
Get your Credit Fixed With Sky Blue Credit Repair and Boost Your Credit Score Like Never Before.
Types Of Services Sky Blue Credit Repair Offers :
It’s quite normal for credit repair companies to provide multiple levels of service plans, and offer premium services for a higher monthly price. But, Sky Blue Credit repair offers just one. With the help of Lexington law reviews, we get to know what it truly covers. With the help of Sky Blue Credit Repair reviews, we get to know what it truly offers. However, this particular option is more flexible than the majority others, offering a wide range of services that can be customized to meet individual requirements.
Professional Credit Analysis
One of the major advantages of using a credit fix firm is having a professional pair of eyes scrutinizing your credit report to spot potential errors. A skilled credit repair expert might be able to identify mistakes that you might have missed. Sky Blue provides a detailed analysis of every credit report after signing up.
Credit Disputes
After Sky Blue has gone through your credit report, the company will begin sending claims to the credit reporting agencies for you. A maximum of 15 disputes or five per bureaus are allowed every 35 days.
Score Rebuilding
If you are looking over your credit report, Sky Blue Credit Repair will provide suggestions for steps you may take to boost credit scores. It could be as simple as paying off specific balances or opening an account with a secured credit card. The company can be able to work with you to create a long-term credit repair program.
Other Optional Add-Ons
The monthly fee for membership does include a list of benefits that the company considers to be optional since they’re only available to a few specific situations.The services include debt validation process, cease and desist letters, mortgage lender requirements and goodwill letters that can be addressed to creditors to take away an inaccurate derogatory label from your credit report.
Is Sky Blue Credit Repair Worth It?
Sky Blue’s full-service credit repair program is a great solution for people having trouble with any level of credit-related issue. Sky Blue Credit Repair has the ability to provide the full spectrum of credit restoration services backed by outstanding customer support and a comprehensive information base is Sky Blue’s main benefit. The extensive pricing model and significant discount for couples make a significant stand out in Sky Blue Credit Repair reviews. Sky Blue Credit Repairs Reviews too helps us to what’s it worth. A full refund in the 90-day money-back guarantee makes this a better option.
How much does Sky Blue Credit Repair Cost | Pricing
Knowing about the many benefits of this software you might have a question arising in mind about how much does Sky Blue credit repair cost but it is here the program stands out among it competitors. The Sky Blue credit repair costs are very much affordable. By looking at the Sky Blue Credit Repair Reviews and ratings mentioned at the end, you will get to know about the value for the pricing.
Following are the Sky Blue credit repair prices / different plans to meet different needs!
Sky Blue Credit Repair Prices Per Month

Individual Basic Plan - $79 per month
The monthly cost is $79 for the credit repair services that are provided via Sky Blue Credit Repair. Six days after you sign up for a plan with Sky Blue, you’ll be charged an initial set-up (“first job”) cost of $79 and the monthly charges being charged every 30 days from then onwards. You are able to cancel your plan anytime and there’s no hidden costs. The costs charged by Sky Blue for its credit repair services are about average for the industry.

Couples Basic Plan - $119 per month
If you sign up for Sky Blue’s services as a couple, the second member receives a discount of about 50% off both the initial cost and the ongoing monthly fees. Sky Blue’s couple’s discount are more affordable than the discounts offered by a lot of other credit repair businesses that we have reviewed. Additionally, Sky Blue Credit offers the best money-back guarantee, a 90-day unconditional assurance. You can opt for the free service on your first 6 days and take a test drive on how the Sky Blue credit repair program works and if it is the right choice for you.
How Does Sky Blue Credit Repair Works ?
The procedure is quite straightforward. It is easy to fill in an application form, which will ask you what you want as well as your personal information, and financial information to start the process. After you’ve paid the initial cost, Sky Blue will give instructions on how you can obtain your three-bureau credit report. After Sky Blue has the report it will send an agent out and review it together, helping you identify areas they believe could be improved upon.
After you and your agent have decided on which areas you want to concentrate in, Sky Blue will get to work, whether it involves talking to your lenders, or disputing the items on your credit report or any other legal tools available in its toolbox to have the negative items taken off. The process will repeat every month until you’re confident that all items that are able to be removed have been eliminated or have been tried for removal.
Additionally, Sky Blue Credit Repair will send you details on how you can improve your credit score by yourself along with strategies to help you rebuild the credit score naturally. These tips will help you make use of credit in a sensible and efficient way to improve your credit rating. Also you can check the Sky Blue Credit Repair Reviews if any other doubts comes to your mind
Sky Blue Credit Repair – Pros & Cons
Pros
- No Initial charges for the first 6 days.
- 100% money-back guarantee.
- Dedicated Expert assigned to your credit report.
- Free consultations with no sales pressure.
- Intelligent credit repair guidance.
- Professional & friendly customer service.
- Goodwill letters for no additional charges.
- Free debt settlement consultations
Cons
- Time-consuming.
- Not for every client.
- Limited Monthly disputes (15 per month).
- No proper credit monitoring service.
- Limited features if approached online
Sky Blue Credit Repair vs Lexington Law
Lexington Law is not BBB accredited. In the last three years they have received more than 600 complaints to the BBB and 288 of them have been resolved in the past 12 months. While, Sky Blue Credit Repair is not BBB accredited. Over the last 3 years, they’ve had 8 total complaints with the BBB and 3 of them were closed within the last 12 months (as as of 5th of May, 2021).
Lexington Law has 3 different pricing plans: $89.95, $109.95 and $129.95. While Lexington Law has some of the highest costs within the field, Sky Blue Credit is impressively affordable. Customers pay a modest initial fee of $79 and later charged $79 per month. There is only one package. There is no security tools for monitoring or identification, however the value-for-money is undisputed.
Lexington is a long-standing huge law firm. Lexington Law works hard right from the beginning to assign every new customer to a paralegal and connect them to the customer portal. They offer extended hours for customer service by phone that run from 7 AM until 7 PM, from Monday to Friday. If you go with a smaller firm similar to Sky Blue, you’ll get better service and more personal attention. The hours of customer service for phone calls are 9 AM until 5 PM from Monday to Friday (EST). They are very good at answering emails.
Lexington Law has come a great distance in its technological advancement throughout the decades. They have a number of fantastic features however they are mostly an add-on for a price. Sky Blue Credit has kept its technology up-to-date and modern and its features are simple. It’s best of all is that the features they provide are all included in the plan. There aren’t any additional add-ons in terms of price.
Lexington Law will not charge you until they have completed all the work that they agreed to do. On the downside, Lexington Law states that since credit fix is not guaranteed, they don’t provide a guarantee. However in the case of Sky Blue, if you’re not satisfied with your subscription for any reason after the day when you signed-up, you’ll be able to claim your refund. Whatever you have paid over your 90-day period will be reimbursed.
The Sky Blue Credit Repair Reviews are more positive than the Lexington Law Reviews.
What Customers Has to Say About Sky Blue Credit Repair ?
Customer Service – The most effective way to get in contact with Sky Blue Credit Repair is either by email or phone. Note that the phones lines are available from 9:00 a.m to 7 p.m (EST), a time which can be difficult for working professionals on the go. Sky Blue doesn’t offer live web chat or an app for smartphones however, customers can manage their accounts by logging into an online portal.
Sky Blue Credit Repair Reviews
Sky Blue Credit Repair Alternatives
If you’re not sure which to choose Sky Blue’s services, take a look at its competitors and you might find something that is suitable for you.
Lexington Law vs Credit Saint vs Credit Repair Cloud
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Lexington Law
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Credit Saint
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Credit Repair Cloud
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Merit
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Multiple package options
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Amazing online transparency
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Free Trial Available
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Demerit
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Higher initial fee
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Monthly fees can be high
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Higher initial fee
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Pricing
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Plans Start at $89.85 per month
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Plans Start at $79.99 per month
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Plans Start at $179 per month.
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Best For
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More additional services like identity theft
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Award-winning customer service
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Zapier Automations and Tons of Training
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Frequently Asked Questions
Sky Blue Credit Repair has more than 30 years of experience and offers a strong money-back guarantee. Sky Blue Credit has kept its technology up-to-date and modern and its features are simple. If you’re trying to find a trustworthy credit repair company, Sky Blue credit repair can be one of them.
How long it takes depends on the number of accounts in your credit report that needs to be disputed. It is also dependent on the speed of response from your credit bureaus. After you have signed in, Sky Blue Credit will examine your credit history and provide a better estimate of the timeframe.
You can end your credit repair services with Sky Blue Credit at any moment and not pay any extra charges. Call on Sky Blue Credit’s number,send them a message or let them know via the messaging center on their website.
A score of 613 is lower than the average US credit score. 613 scores are considered as “fair” scores. The range between 670-739 are considered to be “good” scores.